Dear Former Neighbor,
Sometimes I wonder if you know who you married. I know that when I married him, I was both young and clueless. I thought that the world was made up of good people. I thought they were mass produced in a play doh fun factory of sorts. 12 years and ten thousand heartache’s later, I realized that he was a sick man. Not sick like “oh that’s gross†type of sick, but rather that he was a sociopath. I often wonder if you even know that. I have sometimes wanted to forewarn you, but you were too busy trying to steal him from me that it seemed pointless to tell you that the prize you thought you were getting was akin to that piece of crap toy that cracker jacks doles out. It doesn’t last long and it never lives up to it’s potential. It’s a promise without a warranty really. And that is all he is. Surprise!! Â
I sometimes wonder if you realize that you are working really hard to pay off an overpriced house and that there’s also an additional $47,105.94 lien against that properly, a “sum that shall hereafter bear interest at the statuatory rate of 11% per annum, for all of which sums let execution issueâ€. Now I’m no attorney but it would appear to me that adding  11% interest per anum to that debt each and every year means that after 9 years there will still exist a lien against your home of the total amount of $120,498.66. Yes, not an attorney but after gaining a college education, I can do basic math with ease. Â
I realize that this does not matter to him, because let me clue you in, he dosen’t care about anything but himself. He lives for today and tomorrow is not a concern. This is what his need to feel important has afforded your future. Â
Having said all of this, there was a time when you were an integral part of my life, and because you are still my son’s stepmother (by title only) you concern me. However, I no longer hate you. I realize that you were a sort of godsend in my own personal life. Your wicked ways have alleviated my life from many hell’s in many ways. This just being one of them. Now let’s talk about that $100 lien that is accruing interest and how about that other lien…..good grief. How about those probation officer fines and fees? Ahh…those must be fun to pay…no??? You better get a part time job and keep working hard as a teller because you’re never going to retire if you stay with him. Heck 5 years with him and your life’s a real mess. Hmm…. I think I win….you lose. I hear your ex-husband married a rich Catholic woman, and your son loves her. That’s wonderful news. I hear he still has that stable job with the government too. I’m so pleased for him really and I’m sure you are too. Â
Oh and by the way, I forgive you….heck I thank you kindly!!  You can keep him too….forever please. Oh I’m sure none of this matters to you, but if it does feel free to take a nice relaxing cruise in your BMW to de-stress. Oops….yah, that car has been reposessed. Hmmm…it really sucks to be you. Â
Have a nice day!
Â
 The girl you savedÂ
| Total Lien per year | interest added to debt per year at 11% | |||
| 47105.94 | 5181.65 | Â | Â | Â |
| 52287.59 | 5751.63 | Â | Â | Â |
| 58039.22 | 6384.31 | Â | Â | Â |
| 64423.53 | 7086.58 | Â | Â | Â |
| 71510.11 | 7866.11 | Â | Â | Â |
| 79376.22 | 8731.38 | Â | Â | Â |
| 88107.60 | 9691.83 | Â | Â | Â |
| 97799.43 | 10757.93 | Â | Â | Â |
| 108557.36 | 11941.30 | Â | Â | Â |
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| Total Lien amount after only 9 years | 120498.66 | Â | ||
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